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MV would like to remind the reader that Startup Investment is a very speculative investment and involves a high degree of risk. Investors must have the financial ability, sophistication, experience and willingness to bear the risks of an investment, and a potential total loss of their investment. Information provided in this investment note is not intended to be, nor should it be construed or used as investment, tax or legal advice, a recommendation, or an offer to sell, or a solicitation of an offer to buy, an interest in the company. An investment in startup companies is not suitable for all investors. An investor could lose all or a substantial portion of his/her investment in start-ups. An investment in start-ups should be discretionary capital set aside strictly for speculative purposes. Fees and expenses associated with a start-up investment may be substantial. THIS BRIEF STATEMENT CANNOT, OF COURSE, DISCLOSE ALL THE RISKS AND OTHER ASPECTS OF INVESTING IN START-UPS